Terms of Use

Information on this website is provided for general informational purposes and is not intended to provide legal, financial, tax, or individualized insurance advice. Insurance coverage, terms, conditions, exclusions, limits, eligibility, availability, and pricing vary by insurer, policy, applicant, location, and other underwriting factors.

Submitting a form, requesting a quote, sending an email or text message, leaving a voicemail, or otherwise communicating through this website does not bind, issue, modify, renew, reinstate, cancel, or extend insurance coverage. Coverage is not effective unless and until it has been confirmed in accordance with the applicable insurer's requirements.

Any quote, estimate, premium indication, coverage description, comparison, or other insurance information provided through or in connection with this website is subject to verification, underwriting, eligibility requirements, applicable policy terms, and insurer approval. Quotes and estimates are not guarantees of price or coverage.

In the event of any inconsistency between information appearing on this website and an issued insurance policy, endorsement, declaration, or other applicable insurance contract, the terms of the applicable insurance contract control.

References to insurance products, coverages, discounts, benefits, or services do not guarantee that any particular product, coverage, discount, benefit, or service is available or appropriate for any individual.

Joe Schneider Insurance is an insurance agency. References to insurance companies, products, trademarks, or services are for identification and informational purposes and do not alter the terms, conditions, underwriting requirements, or obligations of any insurer. Insurance products are offered only where the agency and applicable insurance professionals are properly licensed and where the applicable insurer makes the product available.

We make reasonable efforts to provide useful and accurate information, but insurance products, laws, underwriting rules, rates, discounts, eligibility requirements, and other information may change. We do not warrant that all website information will always be complete, current, or error-free.

Do not rely solely on this website, email, text messaging, or a website form for an emergency or for a time-sensitive request involving coverage, claims, cancellation, reinstatement, policy changes, binding of coverage, or other matters requiring immediate confirmation. Contact the agency or applicable insurer through an appropriate confirmed communication channel.

This website may contain links to websites or services operated by third parties. We do not control and are not responsible for third-party websites, their availability, content, security, privacy practices, products, or services.

Unless otherwise indicated, website content created for Joe Schneider Insurance, including text, graphics, layout, and original materials, may not be copied, reproduced, republished, or commercially exploited without permission, except as permitted by law. Third-party names, logos, trademarks, and other intellectual property remain the property of their respective owners.

You may not use this website to violate applicable law; attempt unauthorized access to the website or related systems; interfere with website operation or security; transmit malicious code; impersonate another person; submit fraudulent information; or use automated systems to scrape, overload, or abuse the website.

To the extent permitted by law, this website is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

To the extent permitted by applicable law, Joe Schneider Insurance and its owners, employees, representatives, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or relating to use of, inability to use, or reliance upon this website. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

Your use of this website is also subject to our Privacy Policy.

We may modify these Terms periodically. Updated Terms will be posted on this page with a revised “Last Updated” date.

These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.

Joe Schneider Insurance 521 W North Ave Chicago, IL 60610 Phone: 312-787-0221