Insurance, finally explained.
Practical, plain-English insurance guides from a Chicago agency that wants you to understand your coverage—not buy something you don't need.
How Much Auto Insurance Do I Need in Illinois?
Illinois requires at least $25,000 per person and $50,000 per accident for bodily injury liability, plus $20,000 for property damage. Illinois also requires at least $25,000/$50,000 in uninsured-motorist bodily injury coverage. State minimums may not be enough to fully protect you from a serious loss or lawsuit.
What Does Personal Umbrella Insurance Cover?
How an umbrella policy adds liability protection above your auto and home coverage — and what it generally does not cover.
Home Insurance Coverage Explained
Dwelling, belongings, liability, additional living expenses — a plain-English tour of what's inside a homeowners policy.
Common Insurance Gaps Chicago Homeowners Overlook
The coverage gaps we talk through most often with Chicago homeowners — and the questions that surface them.
How to Think About Life Insurance for Your Family
How to size coverage, when to look at it, and how term and permanent policies differ.
Insurance Questions Every Small Business Owner Should Ask
Before you sign anything: the questions every Chicago small business should ask about its coverage.
This content provides general information and is not legal advice or a statement of insurance coverage. Actual coverage depends on the policy's terms, conditions, limits and exclusions.